<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[InterGuard Insurance Solutions]]></title><description><![CDATA[Your Trusted Partner for Comprehensive Insurance Solutions]]></description><link>https://www.interguardinsurance.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Sat, 20 Jun 2026 18:13:29 GMT</lastBuildDate><atom:link href="https://www.interguardinsurance.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[ What Happens After You Get Your DOT Number? A Step-by-Step Guide for New Trucking Companies]]></title><description><![CDATA[Many new trucking company owners don't realize there are several important steps between getting a DOT Number and booking their first load. Learn about BOC-3 filings, FMCSA authority activation, commercial truck insurance, cargo insurance, and the steps needed to get your trucking company up and running. Getting your DOT Number is an exciting milestone. For many new trucking company owners, it represents the beginning of a new business, new opportunities, and a new source of income....]]></description><link>https://www.interguardinsurance.com/post/what-happens-after-you-get-your-dot-number-a-step-by-step-guide-for-new-trucking-companies</link><guid isPermaLink="false">6a36cf76bfacb36e354287c1</guid><pubDate>Sat, 20 Jun 2026 17:42:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_897b655beba84fdb9101cd390912ec22~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ UIIA Insurance for New Authorities: Why Many Trucking Companies Start With General Freight First]]></title><description><![CDATA[Thinking about hauling containers as a new authority? Read this first. Many new trucking companies are surprised to learn that UIIA insurance, intermodal insurance, and container hauling insurance can be some of the most difficult and expensive coverages to obtain. Before jumping into container work, understand the insurance requirements, costs, and why many successful new authorities start with general freight first. For many new trucking companies, hauling containers sounds like an...]]></description><link>https://www.interguardinsurance.com/post/uiia-insurance-for-new-authorities-why-many-trucking-companies-start-with-general-freight-first</link><guid isPermaLink="false">6a36c1ac91a8121cb984552a</guid><pubDate>Sat, 20 Jun 2026 16:41:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_a85c8dc5a6434493960988a66bd30431~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ Trucker Advocacy: Why Trucking Companies Need to Make Their Voices Heard For Trucking Industry Issues]]></title><description><![CDATA[The trucking industry has a voice—use it. Fuel costs, insurance costs, regulations, freight rates, and infrastructure all impact trucking companies every day. If an issue affects your business, make your voice heard. Contact your Insurance Commissioner, Congressional Representative, or local officials and help shape the future of the trucking industry. The trucking industry moves America. Every day, trucking companies deliver food, medicine, fuel, construction materials, consumer products,...]]></description><link>https://www.interguardinsurance.com/post/trucker-advocacy-why-trucking-companies-need-to-make-their-voices-heard-trucking-industry-issues</link><guid isPermaLink="false">6a36a65391a8121cb9840f67</guid><pubDate>Sat, 20 Jun 2026 14:45:24 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_dea25d5f40844ae2994ec82074a7355d~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ General Liability for Trucking Companies: What Is It and Do You Really Need It?]]></title><description><![CDATA[General Liability (GL) and Auto Liability are NOT the same thing. One of the biggest misconceptions in trucking insurance is assuming your FMCSA liability filing includes General Liability coverage. Learn the difference between General Liability for Trucking Companies, Auto Liability Insurance, broker requirements, Amazon Relay requirements, and when GL coverage should be added to your policy. One of the most common questions we hear from trucking company owners is: "I already have liability...]]></description><link>https://www.interguardinsurance.com/post/general-liability-for-trucking-companies-what-is-it-and-do-you-really-need-it</link><guid isPermaLink="false">6a36a30ac68e7cecf1e019d0</guid><pubDate>Sat, 20 Jun 2026 14:32:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_7d03488c827b4c94a5bf8daf2a59cf42~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ Insurance for New Trucking Companies: Start With What You Need, Add What You Need Later]]></title><description><![CDATA[Insurance for New Trucking Companies doesn't have to break the bank. Many new authorities don't realize you can start with the FMCSA-required liability limits, get your authority active, book loads, and add additional coverage when your operation actually needs it. Understanding the difference between FMCSA requirements and broker requirements can help lower startup costs and preserve cash flow.  Read the full article at InterGuard Insurance Solutions. One of the biggest misconceptions...]]></description><link>https://www.interguardinsurance.com/post/insurance-for-new-trucking-companies-start-with-what-you-need-add-what-you-need-later</link><guid isPermaLink="false">6a36a070a8977cb11dd59d08</guid><pubDate>Sat, 20 Jun 2026 14:21:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_58fc6dfc835740c3a8ee6f692fa575d8~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ ELD Insurance Discounts: How New Trucking Companies Can Lower Their Insurance Costs in 2026]]></title><description><![CDATA[ Did you know your ELD device can help lower your truck insurance costs? Most new trucking companies know they need an ELD device to stay FMCSA compliant, but many don't realize the right ELD can also help qualify them for valuable ELD insurance discounts. When insurance companies evaluate a trucking operation, they're looking for signs of safety, compliance, and risk management. That's one reason why many carriers recognize Motive ELD as one of the strongest platforms available. One of the...]]></description><link>https://www.interguardinsurance.com/post/eld-insurance-discounts-how-new-trucking-companies-can-lower-their-insurance-costs-in-2026</link><guid isPermaLink="false">6a369cfea8977cb11dd594d2</guid><pubDate>Sat, 20 Jun 2026 14:08:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_e6ca8d30b9ef4a6e85effb5908871de9~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ Why Is New Trucking Company Insurance So Expensive?]]></title><description><![CDATA[ Why Is New Authority Insurance So Expensive in 2026? If you're starting a trucking company and shocked by your new authority insurance quote, you're not alone. Many owner operators and new authorities wonder why commercial truck insurance costs so much during the first year. The reality is that insurance companies view newly activated DOT and MC authorities differently than established carriers. If you've recently started a trucking company, obtained your DOT Number, or activated your MC...]]></description><link>https://www.interguardinsurance.com/post/why-is-new-truck-company-insurance-expensive</link><guid isPermaLink="false">6a369282c68e7cecf1dff26b</guid><pubDate>Sat, 20 Jun 2026 13:25:37 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_1bfb7d9415c94c06a6ad138715b103ab~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ What Insurance Does a New Trucking Company Need in 2026? Complete Guide for New Authorities]]></title><description><![CDATA[ Starting a trucking company in 2026? Before you activate your authority, make sure you understand the insurance requirements that can make or break your business. From liability and cargo coverage to physical damage and FMCSA filings, knowing what coverage you need can help you avoid costly mistakes and get on the road faster.  Read the full guide and learn what insurance a new trucking company needs in 2026. #CommercialTruckInsurance #NewAuthority #TruckingCompany #OwnerOperator...]]></description><link>https://www.interguardinsurance.com/post/what-insurance-does-a-new-trucking-company-need-in-2026-complete-guide-for-new-authorities</link><guid isPermaLink="false">6a3532cf2e4e04fc71b3dff2</guid><pubDate>Fri, 19 Jun 2026 12:17:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_c6a5634b030e47aba9019b4be6d30cd4~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ How Do New Trucking Companies Get Their First Load?]]></title><description><![CDATA[For many new trucking company owners, obtaining a DOT Number, MC Authority, insurance, and compliance requirements feels like the finish line. In reality, it's just the beginning. Once your authority becomes active, most new carriers immediately ask the same question: "How do I get my first load?" The good news? New trucking companies find their first loads every day. The challenge isn't whether loads exist. The challenge is understanding where to find them and how to build relationships that...]]></description><link>https://www.interguardinsurance.com/post/how-do-new-trucking-companies-get-their-first-load</link><guid isPermaLink="false">6a3479ed217d21f7fb60771a</guid><pubDate>Thu, 18 Jun 2026 23:07:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_d3a81e10128c4a48b6b5b72b60c49508~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ Do You Really Need to Let Your Authority Age Before Getting Loads?]]></title><description><![CDATA[One of the most common pieces of advice new trucking companies hear is: "Just let your authority age for 90 days, 6 months, or even a year before you start running." Unfortunately, this advice causes many future trucking company owners to sit on the sidelines when they could be building relationships, generating revenue, and growing their business. So do you to let authority age before getting loads? So let's answer the question honestly: Do you need to let your authority age before you can...]]></description><link>https://www.interguardinsurance.com/post/do-you-really-need-to-let-your-authority-age-before-getting-loads</link><guid isPermaLink="false">6a34798e4ee6c699ede68e2f</guid><pubDate>Thu, 18 Jun 2026 23:05:42 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_cd752c55c632487e98a570804867f18d~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ Should I Lease Onto Another Carrier or Run Under My Own Authority?]]></title><description><![CDATA[Many new trucking company owners eventually face the same difficult decision. After receiving insurance quotes, some begin to wonder: "Should I put my authority on hold and lease onto another carrier instead?" It's a fair question. Insurance can be expensive. Startup costs can be intimidating. And operating your own business comes with responsibility. However, before giving up your authority, it's important to understand the long-term tradeoffs.  Lease onto another carrier or run under my...]]></description><link>https://www.interguardinsurance.com/post/should-i-lease-onto-another-carrier-or-run-under-my-own-authority</link><guid isPermaLink="false">6a34793e356410a3b5a27156</guid><pubDate>Thu, 18 Jun 2026 23:04:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_874ce3f3354040949bbc2068c1cf0032~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ How to Start a Trucking Company Without Owning a Truck]]></title><description><![CDATA[One of the biggest misconceptions in the trucking industry is that you must own a truck before you can start a trucking company. The truth? Many successful trucking businesses began without owning a truck. If you're motivated to start a trucking company but don't currently have equipment, there are still several paths that may help you move forward. The key is understanding your options and creating a plan that matches your budget, credit profile, and long-term goals.  How to start a start...]]></description><link>https://www.interguardinsurance.com/post/how-to-start-a-trucking-company-without-owning-a-truck</link><guid isPermaLink="false">6a3478e04ee6c699ede68c2e</guid><pubDate>Thu, 18 Jun 2026 23:02:46 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_bc17908fb3f14f55a83cb2be6587c3a8~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ How to Start a Trucking Company With No Money (Or Very Little Money)]]></title><description><![CDATA[One of the most common questions future trucking company owners ask is: "Can I start a trucking company with no money?" The honest answer? Not completely. However, many successful trucking companies started with far less money than most people imagine. The key is understanding which startup expenses are unavoidable, which expenses can be financed, and how to avoid costly mistakes during the startup process. If you're motivated, willing to learn, and committed to building a business, you may...]]></description><link>https://www.interguardinsurance.com/post/how-to-start-a-trucking-company-with-no-money-or-very-little-money</link><guid isPermaLink="false">6a34789a4ee6c699ede68b6c</guid><pubDate>Thu, 18 Jun 2026 23:01:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_831e3da68e0d4556b378b799fe83f72b~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ How Hard Is It to Start a Trucking Company? The Honest Truth for New Owner-Operators]]></title><description><![CDATA[One of the most common questions future trucking company owners ask is: "How hard is it to start a trucking company?" The answer might surprise you. Starting a trucking company is not necessarily difficult. However, starting one correctly requires planning, patience, and understanding the process before spending money. Many people assume they can simply buy a truck, obtain a DOT Number, and immediately begin hauling freight. In reality, there are several important steps that must be completed...]]></description><link>https://www.interguardinsurance.com/post/how-hard-is-it-to-start-a-trucking-company-the-honest-truth-for-new-owner-operators</link><guid isPermaLink="false">6a3478434ee6c699ede68a4b</guid><pubDate>Thu, 18 Jun 2026 23:00:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_1e4b5e0475d24847a7bfeab012a52412~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ Is Now the Right Time to Start a Trucking Company?]]></title><description><![CDATA[Over the last several months, many aspiring trucking company owners found themselves sitting on the sidelines. Some delayed their plans because of rising fuel prices. Others became concerned about uncertainty in the freight market. Many new carriers experienced delays related to authority processing, insurance filings, and industry technology issues. For some, it felt like every time they took a step forward, another obstacle appeared. Today, many of those concerns are beginning to ease. Fuel...]]></description><link>https://www.interguardinsurance.com/post/is-now-the-right-time-to-start-a-trucking-company</link><guid isPermaLink="false">6a347796356410a3b5a26c9c</guid><pubDate>Thu, 18 Jun 2026 22:58:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_8e69143701604d3ba91a63446b47a8ac~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ What Is Freight Factoring? A Beginner's Guide for New Trucking Companies]]></title><description><![CDATA[One of the biggest surprises for new trucking companies is discovering that hauling a load and getting paid are often two very different things. Many brokers and shippers do not pay immediately after delivery. In some cases, payment may take weeks. For a new trucking company with fuel expenses, insurance payments, truck payments, and operating costs, waiting for payment can create serious cash flow challenges. This is where freight factoring comes in.  What Is Freight Factoring? Freight...]]></description><link>https://www.interguardinsurance.com/post/what-is-freight-factoring-a-beginner-s-guide-for-new-trucking-companies</link><guid isPermaLink="false">6a3477354ee6c699ede6874a</guid><pubDate>Thu, 18 Jun 2026 22:55:40 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_f27394f3ac7f4ad393ac9fd8514f76ee~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ How Long Does It Take to Get Trucking Authority in 2026? (The Real Timeline)]]></title><description><![CDATA[One of the most common questions new trucking companies ask is: "How long does it take to get trucking authority?" The short answer is: Most trucking companies can expect the process to take several weeks from start to finish. However, the actual timeline depends on several factors, including how quickly required filings are completed, insurance is obtained, and compliance requirements are satisfied. Understanding the process before you start can help avoid costly delays.  What Is Trucking...]]></description><link>https://www.interguardinsurance.com/post/how-long-does-it-take-to-get-trucking-authority-in-2026-the-real-timeline</link><guid isPermaLink="false">6a3476da217d21f7fb606e38</guid><pubDate>Thu, 18 Jun 2026 22:53:57 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_5b395af5f2364f948957740317d686d8~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ DOT Number vs MC Number Explained: What's the Difference?]]></title><description><![CDATA[If you're starting a trucking company, you've probably heard people talk about DOT Numbers and MC Numbers. Unfortunately, many new carriers assume they're the same thing. They're not. In fact, understanding the difference between a DOT Number vs MC Number is one of the most important parts of starting a trucking company correctly. The good news? The concept is much simpler than most people think.  What Is a DOT Number? A USDOT Number is issued by the Federal Motor Carrier Safety...]]></description><link>https://www.interguardinsurance.com/post/dot-number-vs-mc-number-explained-what-s-the-difference</link><guid isPermaLink="false">6a3476784ee6c699ede68522</guid><pubDate>Thu, 18 Jun 2026 22:52:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_2fad9957a39e48a19e7d646c2c9d5bb0~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[️ How to Choose the Best Trucking Insurance: Agency vs Call Center Explained ]]></title><description><![CDATA[When new trucking companies start shopping for insurance, they often focus on one thing: Price. While price is important, experienced carriers know that choosing the right insurance partner can be just as important as choosing the right coverage. The reality is simple: Two policies can have similar premiums but provide very different experiences when you actually need help. Before purchasing trucking insurance, it's important to understand the difference between buying through a call center...]]></description><link>https://www.interguardinsurance.com/post/how-to-choose-the-best-trucking-insurance-agency-vs-call-center-explained</link><guid isPermaLink="false">6a347623356410a3b5a2686a</guid><pubDate>Thu, 18 Jun 2026 22:51:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_57b182e8984842f7b778405ab5a55316~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item><item><title><![CDATA[ Best Load Boards for New Trucking Companies in 2026]]></title><description><![CDATA[One of the most common questions new trucking companies ask after obtaining authority is: "Where do I find loads?" For many carriers, the answer starts with a load board. Load boards help connect trucking companies with available freight and can be a valuable tool when building relationships with brokers and shippers. However, before signing up for any load board, it's important to understand one thing: The best load board in the world for new trucking companies won't help if your business...]]></description><link>https://www.interguardinsurance.com/post/best-load-boards-for-new-trucking-companies-in-2026</link><guid isPermaLink="false">6a3475d84ee6c699ede68329</guid><pubDate>Thu, 18 Jun 2026 22:49:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f41795_daadcd935a1a42c68962ce4b11443870~mv2.png/v1/fit/w_999,h_666,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>InterGuardIns</dc:creator></item></channel></rss>